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Visa Kernel 3 expiry-binding security flaw

Vulnerability
First reported
Last updated
Happening score
H score 1
1 unique sources, 1 articles

Summary

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A Visa Kernel 3 expiry-binding flaw lets attackers rewrite the terminal-facing Application Expiration Date (5F24) so an expired contactless card can still be approved for in-store purchases.

Timeline

  1. 20.08.2026 15:01 2 articles · 2h ago

    University of Massachusetts Amherst discloses Zombie Card Visa Kernel 3 flaw

    Initial Disclosure

    University of Massachusetts Amherst researchers disclosed Zombie Card, a Visa contactless payment flaw in Kernel 3 where a man-in-the-middle NFC relay can rewrite the terminal-facing Application Expiration Date (5F24) so an expired card can complete in-store purchases without breaking the card's cryptography. The findings were presented at the 35th USENIX Security Symposium in Baltimore from August 12 to 14, 2026.

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